.simple-sensitivity{background:#f3f5f5;padding:72px 0;color:#263c49}
.simple-sensitivity .section-copy{max-width:900px;font-size:17px;line-height:1.65}
.simple-calculator{display:grid;grid-template-columns:minmax(280px,.85fr) minmax(0,1.65fr);background:#fff;border:1px solid #d8dfe2;border-radius:12px;overflow:hidden;margin-top:30px;box-shadow:0 8px 28px #20344108}
.simple-controls{padding:28px;background:#eaf0f2;border-right:1px solid #d8dfe2;min-width:0}
.simple-controls h3,.simple-results h3,.simple-refinance h3{font-size:23px;line-height:1.25;margin:0 0 20px;font-weight:600}
.simple-presets{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:28px}
.simple-presets button{font:inherit;font-size:14px;font-weight:600;line-height:1.3;border:1px solid #acbbc3;padding:11px 13px;border-radius:6px;background:#fff;color:#263c49;cursor:pointer;min-height:44px}
.simple-presets button[aria-pressed=true]{background:#263c49;border-color:#263c49;color:#fff}
.simple-presets button:hover{border-color:#8c682e}
.simple-sensitivity :focus-visible,.mobile-sections :focus-visible{outline:3px solid #916420;outline-offset:4px}
.simple-control{margin:25px 0 30px}
.simple-label{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-size:16px;font-weight:600;margin-bottom:8px}
.simple-label output{font-variant-numeric:tabular-nums;color:#79541e;white-space:nowrap}
.simple-control input[type=range]{display:block;width:100%;accent-color:#a47a39;cursor:pointer;height:32px;margin:0}
.simple-range{display:flex;justify-content:space-between;gap:12px;font-size:13px;color:#4e626c;margin:3px 0 9px}
.simple-control p{font-size:14px;line-height:1.55;margin:0;color:#4e626c}
.simple-sensitivity summary{cursor:pointer;font-size:15px;font-weight:600;padding:15px 0;min-height:44px}
.simple-assumptions{border-top:1px solid #c7d2d8}
.simple-assumptions ul{padding-left:20px;font-size:14px;line-height:1.6;margin:0 0 15px}
.simple-assumptions li{margin-bottom:8px}
.simple-sensitivity a{color:#79541e;text-decoration:underline;text-underline-offset:3px}
.simple-assumptions a{font-size:14px}
.simple-results{padding:28px;min-width:0}
.simple-results-heading{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap;align-items:baseline;margin-bottom:24px}
.simple-results-heading h3{margin:0}
.simple-results-heading>span,.simple-cash-heading>span{font-size:13px;color:#526771}
.simple-metrics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;padding-bottom:25px;border-bottom:1px solid #d8dfe2}
.simple-metrics>div{display:flex;flex-direction:column;gap:8px}
.simple-metrics span{font-size:14px;font-weight:500}
.simple-metrics strong{font-size:clamp(27px,3vw,39px);font-weight:600;line-height:1.1;font-variant-numeric:tabular-nums;letter-spacing:-.025em;color:#263c49}
.simple-metrics small{font-size:12px;color:#526771}
.simple-cash-heading{margin:24px 0 10px;display:flex;flex-wrap:wrap;gap:6px 15px;justify-content:space-between;align-items:baseline}
.simple-cash-heading h4{font-size:17px;line-height:1.4;margin:0}
.simple-table-scroll{max-width:100%;overflow-x:auto}
.simple-table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}
.simple-table th,.simple-table td{padding:12px 8px;text-align:right;border-bottom:1px solid #dfe5e8;vertical-align:middle;white-space:nowrap}
.simple-table th:first-child,.simple-table td:first-child{text-align:left}
.simple-table thead th{font-size:12px;color:#4d626f;font-weight:600;white-space:normal}
.simple-table tfoot th,.simple-table tfoot td{border-top:2px solid #b9c5cb;border-bottom:0;font-weight:600}
.simple-footnote,.simple-scope{font-size:13px;line-height:1.65;color:#526771}
.simple-footnote{margin:12px 0}
.simple-detail{margin-top:14px;border-top:1px solid #d8dfe2}
.simple-detail p{font-size:14px;line-height:1.6}
.simple-assumption-note{margin:20px 0 0;border-left:3px solid #b98b47;padding:4px 0 4px 14px;font-size:14px;line-height:1.65;color:#435a66}
.simple-refinance{margin-top:24px;background:#fff;border:1px solid #d8dfe2;border-radius:12px;padding:28px}
.simple-refi-heading{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;flex-wrap:wrap}
.simple-refi-heading h3{margin:8px 0 12px}
.simple-refinance>p{font-size:16px;line-height:1.65;max-width:940px}
.simple-refinance>p.simple-footnote{font-size:13px}
.simple-separate-label{color:#435a66;background:#eaf0f2;border-radius:4px;padding:8px 12px;font-size:13px;white-space:nowrap}
.simple-refi-summary{display:flex;gap:24px;align-items:center;background:#eaf0f2;border-radius:8px;padding:20px 24px;margin:20px 0}
.simple-refi-summary>div{flex:0 0 240px;display:flex;flex-direction:column;gap:6px}
.simple-refi-summary span{font-size:14px}
.simple-refi-summary strong{font-size:34px;font-variant-numeric:tabular-nums;font-weight:600}
.simple-refi-summary p{font-size:15px;line-height:1.65;margin:0}
.simple-refi-summary.is-shortfall{background:#fff1e8;color:#793b17}
.simple-error{background:#fff1e8;color:#793b17;padding:16px;font-size:15px;line-height:1.6;border-radius:6px}
.simple-scope{margin:20px 0 0}
.mobile-sections{display:none}
.qa-item .qa-answer{transition:none}
.qa-item.open .qa-answer{max-height:none!important}
@media(max-width:1000px){.simple-calculator{grid-template-columns:1fr}.simple-controls{border-right:0;border-bottom:1px solid #d8dfe2}.simple-presets{margin-bottom:20px}.simple-control{margin:20px 0}.simple-refi-summary>div{flex-basis:210px}}
@media(max-width:800px){.mobile-sections{display:block;padding:12px 20px;background:#263c49;color:white}.mobile-sections label{display:block;font-size:14px;margin-bottom:6px}.mobile-sections select{width:100%;font:inherit;font-size:16px;background:#fff;color:#263c49;border:1px solid #c5d0d5;border-radius:5px;padding:10px;min-height:44px}.simple-sensitivity{padding:44px 0}.simple-controls,.simple-results,.simple-refinance{padding:20px}.simple-results-heading{gap:8px}.simple-refi-summary{align-items:stretch;flex-direction:column;gap:12px;padding:18px}.simple-refi-summary>div{flex-basis:auto}}
@media(max-width:480px){.simple-metrics{gap:15px 10px;grid-template-columns:1fr 1fr}.simple-metrics>div:last-child{grid-column:1/-1}.simple-metrics strong{font-size:32px}.simple-label{font-size:15px}.simple-table{font-size:13px}.simple-table td,.simple-table th{padding:11px 5px}.simple-sensitivity .wrap{width:auto;margin:0 14px;padding:0}.simple-controls,.simple-results,.simple-refinance{padding:18px}.simple-separate-label{white-space:normal}.simple-cash-heading h4{font-size:16px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}}

.simple-base-line{font-size:14px;line-height:1.8;color:#435a66;margin:20px 0 0}.simple-base-line strong{display:inline-block;margin-right:12px;color:#263c49}.simple-fixed-note{font-size:14px;line-height:1.65;color:#526771;margin:22px 0 12px;max-width:1000px}.consolidated-assumptions{margin-top:18px;border-top:1px solid #c7d2d8;border-bottom:1px solid #c7d2d8;padding:0 0 4px}.consolidated-assumptions summary{font-size:16px}.consolidated-assumptions p{font-size:14px;line-height:1.65}.assumption-columns{display:grid;grid-template-columns:1fr 1fr;gap:32px;margin-top:12px}.assumption-columns h3{font-size:16px;margin:0 0 12px}.simple-contact-copy{font-size:16px;line-height:1.7;margin:22px 0 8px}.simple-scope{margin:0}.simple-metrics small{line-height:1.5}.simple-range{flex-wrap:wrap;gap:4px 10px}@media(max-width:700px){.assumption-columns{grid-template-columns:1fr;gap:12px}.simple-base-line{font-size:13px}}

.simple-contact-copy a{color:#79541e;text-decoration:underline;text-underline-offset:3px}